Free Resources

There are free services available by local non-profit HUD-Certified Counselors where they can help you obtain a Loan Modification.  Many people would think we are crazy for providing you the information where you can get loan modification services for free.  We probably are.  However, there is a reason we do this. 

We have been in situations where the client is in such a bad situation that there is no possible way that person can pay anything, under any circumstances.  In that situation, we definitely want that person to go to a non-profit HUD counselor rather than trying to do this on their own.  We feel very strongly that we could get a better result and would be a much wiser investment.  However, if the person cannot pay for reasonable-cost flat-fee professional representation, we still want those folks to get help to improve their situation.    

We also would rather have folks go to a non-profit counselor rather than the hundreds of scam artists that collect fees to do “foreclosure rescue” or “loss mitigation” and end up doing nothing.  

The following are a list of HUD-Certified Counselors in Illinois: